Fire district improves insurance classification

2 mins read

The Lady’s Island-St. Helena Fire District is proud to announce that after a complete review of the Fire District’s operations and training the Insurance Services Office (ISO) has rated the District as a Class 3.

Effective December 1, the rating will drop from a Class 4 to 3. The rating is based on a scale of 1 to 10, with 1 being the best.

According to ISO, there are 48,000 registered fire districts in the United States with approximately 2,000 fire districts receiving the Class 3 rating.

ISO is an independent company that serves insurance companies, communities, fire districts, insurance regulators, and others by providing information about fire risks.

ISO evaluates three specific areas:

• The effectiveness of communications between a fire district and its local 911 communications center;

• The efficiency of the water supply system used to fight fires, including the availability of hydrants;

• Characteristics of the fire district itself, including firefighter training efforts, staffing levels and firefighting equipment.

“The new rating reflects good management of the resources available to the fire district, and excellent oversight and planning from the Fire Commission. The success of lowering the rating is to a great extent, attributed to the hard work and dedication from the firefighters. None of this would be obtainable without the support of the citizens of the fire district,” according to Chief Kline.

Chief Kline said, “This has been a successful year for the Lady’s Island-St. Helena Fire District. We moved into the new headquarters station, which placed all homes on Cat Island within the ISO required 5 mile response. The district took delivery of two new fire engines, and now the news of lowering our insurance rating.”

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