<strong>Protect the lifestyles of the people you love in the event of the unexpected</strong>

With today’s busy lifestyle, it takes a plan to get things done. Whether it’s as simple as a grocery list, or as complicated as planning a wedding, careful preparation can help you save time, money and countless headaches.

Surprisingly, though, most people don’t have a well-thought-out plan when it comes to protecting their loved ones if something bad were to happen like an unexpected illness or untimely death. Ask yourself, if you suddenly became disabled, or died, would your family have the financial means to remain in your home? Could your children still graduate from college? Would your dependents be able to pursue their dreams and goals? Without a proper financial plan in place, the answer may be “no.”

While no one can predict the future, you can still take the necessary steps to help prepare for the unexpected. When you purchase life insurance from a reputable company, the insurer provides you with a guaranteed promise to pay a death benefit to help your loved ones be financially secure after you’re gone. You’ll feel better knowing your family is taken care of, and can focus on achieving their own life milestones, like getting married, purchasing a first home and having children.

A knowledgeable and experienced life insurance agent can work with you to help determine which type of coverage is best for your situation. Together, you can create a financial strategy so you’ll be prepared for whatever the future brings.

To learn more about the information or topics discussed, please contact Ellier Gervero at 69 Roberts Smalls Parkway Suite 3-F, Beaufort, SC 29906. Call 843-322-9988, email egervero@nyl.com, or visit www.elliergervero.com.

<i>Disability Income Insurance available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality. Guarantees are based upon the claims-paying ability of New York Life Insurance Company. This educational third-party article is being provided as a courtesy by Ellier Gervero, Agent, (CA/AR Ins. Lic.OG33974) New York Life Insurance Company.</i>